Monthly Archives: November 2011

Capitation Dental Insurance Plan

A Capitation Dental Insurance Plan provides comprehensive dental care to enrolled patients to the dental plan through designated dentists within the plan.  A perfect example of such a plan is a Dental Health Mainteance Organization (aka DHMO).  The dentists within these dental insurance plans are paid on a per capita (per head) basis rather than for actual treatment provided.  Participating dentists received a fixed monthly fee based on the number of patients assigned to their office.  Its almost like a retainer fee for their availability to those within their area of service.  In addition to the premiums, the patients pay a copayment to the dentist based on the fee schedule negotiated by the DHMO.

Oral cancer

Oral cancer is a fatal cancer that afflicted the senior citizen population of Florida.  Only half of all patients diagnosed with oral cancer survive more than five years after being diagnosed.  Therefore it is very important that you get checked regularly by your dentists.  You can also be proactive on your end.  Check for white or red spot or sore in your mouth.  You will also need to be carefully examined by a dentist in all areas of your mouth.  If you suspect or find anything be sure to let your dentist know.  Oral cancer often start off an a tiny unnotice thing and gradually get worse.  That is why it is important that our Florida sensor citizens get proper dental insurance to ensure that they have a dentist to regular examine and treat them.  Don’t take this lightly.

Mouth guard

Using a mouth guard is an important way to protect your children’s teeth when they are playing sports.  Mouth guard should not be limited to children as both children and adults need to wear a mouth guard if they are playing contact sports like football, boxing, ice hockey, lacrosse, soccer, and other physically contact sports – as these sport can cause a potential risk of injury to your mouth. Wear a mouth guard will helps protect your teeth.  Many people have suffered from getting their teeth knocked out playing sports and its not cheap to visit the dentist to fix those problem.  And did I mention the pain involved.  Mouth guards are also affective for those that grind their teeth at nights.  You can have your dentist help you get fitted with your mouth guard or do it yourself.  Its very easy actually.  All  you need to do is heat it up in hot water, and then place it in your mouth after it has cool down somewhat and bite down on it and hold it in your mouth for at least 1 minute to mold the mouth guard to the dimensions of your mouth and that is it.

Voluntary Group Dental Plan

Its been repeatedly asked, what is a voluntary group dental plan so I thought I take out the time today to respond.  A Voluntary Group Dental Plan is one where the workers at a place of employment get together and ask the employer to set up a voluntary group dental insurance plan for the employees who want to volunteer and pay for.  The employees play and not the employer.  You don’t have to participate if you don’t want to.  The key is the employer is able to get a better rate or price for the coverage because its a group plan compared to a dental plan that you get as an individual.  It means you plan less.  Its the concept of strength in numbers at its best.